The Moto Edge 20 Pro is powered by Snapdragon 870 SoC and this by far best SoC available at 37k price tag.
Also, it has Stock UI, so the performance is going to be better then ever. So yes, Snapdragon 870 SoC does justify the 37k price tag.
Display
The phone has 6.67-inches 144Hz 10bit OLED display. By the way, you won't get this kind display below 50k and Moto has provided the same at 37k
5G
Yes, the Moto Edge 20 Pro has 5G and it has massive 11 5G bands, so no worries about future, it will support the 5G network.
Also, the phone doesn't have 3.5mm Audio jack or SD card slot.
Cameras
The Moto Edge 20 Pro comes with 108MP primary sensor, 16MP ultra-wide, and 8MP telephoto which has OIS. Front, it has 32MP selfie.
Do doubt, the cameras are good but still, the night photography needs optimization. Daylight photos comes good but when it comes with low light, the images doesn't come out good
Also, it has 4,500 mAh battery with 30W fast charging. The battery will last for day, so no issues there.
Overall, if you want clean smartphone with stock UI, powerful chip, solid build, 5G, PC support, smooth display then this could good option
Now, if you want the best camera then Moto Edge 20 Pro won't be the best option. The cameras are good but needs optimization.